Mexico moves toward digital payments. Is your business ready to accept them?

Office desk with calendar and planner

Mexico’s Chamber of Deputies approved the Digital Economy Law for Digital and Electronic Payments and sent it to the Senate. If it passes, businesses that sell goods or services would have to be able to accept electronic payments.

What the bill would require

  • Infrastructure: enable the means to accept electronic payments.
  • Disclosure: tell customers which payment methods are available.
  • Fallback: accept cash or cheque when a system failure prevents an electronic payment.

What to do now

If you sell to customers in Mexico, review your point-of-sale and online payment setup, your terms and conditions, and your contracts with payment providers. Details can still change in the Senate, so plan, but wait for the final text before investing heavily.

Status as of October 10, 2026: approved by the Chamber of Deputies, pending in the Senate. Not law yet.

Sources: Crónica (October 6, 2026); Excélsior, coverage of the 2027 economic package. This note is general information, not legal advice.

Does this affect your business in Mexico?

KAMD International advises Mexican and foreign companies on tax, corporate, labour and trade matters, in English, Spanish and Russian.